Identity theft isn’t just a headline you scroll past — it’s a real threat that can turn your life upside down. From drained bank accounts to ruined credit scores, the fallout can be overwhelming. That’s why we’re excited to announce that Surfshark One+ now includes identity theft coverage.
What is identity theft coverage?
Identity theft coverage is a feature of the Surfshark One+ bundle that covers the costs of identity recovery. It offers up to $1M in coverage for expenses such as document replacement and legal fees. You’ll also have access to a licensed identity theft investigator. This coverage is available for US residents, excluding New York State.
Why does identity theft coverage matter?
Fraud, scams, and data leaks are on the rise across the United States. Every time a company experiences a breach or a scammer gets smarter, your personal information becomes more vulnerable. The reality is that traditional security measures alone can’t guarantee your identity won’t be compromised.
That’s where identity theft coverage comes in. It offers peace of mind by covering the costs of identity restoration, legal support, and mental health counseling. Instead of facing the recovery process alone — and paying for it out of pocket — you’ll have professional help and financial backing every step of the way.
What does identity theft coverage include?
Surfshark One+ identity theft coverage offers:
- Professional support from a licensed identity theft investigator;
- Up to $1M reimbursement for expenses incurred while restoring your identity, including:
- Credit bureau reports;
- Replacement of documents and fees;
- Legal costs associated with identity theft;
- Lost wages, including child and elder care (up to $5,000);
- Mental health counseling (up to $1,000);
- Other related expenses (up to $1,000).
As well as all the other benefits of the Surfshark One+ bundle:
- A VPN that encrypts your online activity on all, even public Wi-Fi networks;
- Ad blocker Clean Web that blocks ads, trackers, and cookie consent pop-ups;
- Alternative ID that you can use to shield your name, email, and address online;
- Personal data monitoring tool Alert that notifies you of email, credit card, and ID leaks;
- Data removal tool Incogni that withdraws your personal data from data brokers, reducing your exposure.
Disclaimer: Identity theft coverage is available for new Surfshark One+ customers residing in the US, including US territories and the District of Columbia, except for New York State residents. Surfshark is not a licensed insurance producer. Benefits under the Master Policy are issued and covered by HSB Specialty Insurance Company. You can find further details and exclusions in the summary of benefits for the state of Washington and the rest of the US.
How to activate and use identity theft coverage
Identity theft coverage is included in all Surfshark One+ plan durations for new US customers (excluding New York State).
If your identity gets stolen, you can file an identity theft coverage claim online by visiting the Start Your Claim website linked in your Surfshark account or calling the toll-free hotline.
Why did we add this feature?
Identity theft is one of the most devastating cybercrimes, and recovery can be expensive and emotionally draining. By including identity theft coverage in Surfshark One+, we’re ensuring that our users have a financial and professional safety net when they need it most.
Ready to protect yourself?
Explore Surfshark One+ and experience all-around protection against identity theft — from prevention to recovery, because staying safe online isn’t just about strong passwords. It’s about knowing you’re covered, no matter what.